Join Hundreds of Clients
Who Have Achieved Their Goals Through Credit Repair
See Results in as Little as 30 Days!
Proven, Reliable, and
Backed by 5-Star Reviews.
Join Hundreds of Clients
Who Have Achieved Their Goals Through Credit Repair
See Results in as Little as 30 Days!
Proven, Reliable, and
Backed by 5-Star Reviews.
Why Choose Us?
Why Choose Us?
Proven Results
Transparent
Process
Fast & Reliable
Support
Custom-Tailored Solutions
What We Can Remove
FORECLOSURES
Old foreclosure records that may be hurting your score.
COLLECTIONS
Collection accounts that are
inaccurate or unverified.
REPOSSESSION
Repossession records impacting
your credit.
LATE PAYMENTS
Late payments that may be inaccurate or incorrectly reported
CHARGE-OFFS
Charge-offs that are inaccurate
or not yours.
INQUIRIES
Inaccurate or unauthorized inquiries affecting your credit score.
MEDICAL ACCOUNTS
Medical accounts that may be inaccurate or incorrectly reported.
STUDENT LOANS
Student loan issues and
reporting inaccuracies.
REAL RESULTS. REAL PEOPLE
REAL RESULTS. REAL PEOPLE
+240
POINT INCREASE
562 → 802
EQUIFAX
+109
POINT INCREASE
507 → 616
EXPERIAN
+109
POINT INCREASE
526 → 635
TRANSUNION
How It Works
How It Works
CHOOSE YOUR PLAN
Select the service that fits your needs and complete enrollment.
COMPLETE YOUR ONBOARDING
Submit your required documents and credit-monitoring information securely.
WE REVIEW & CHALLENGE
We analyze your credit reports and challenge inaccurate, outdated, or unverifiable information.
TRACK YOUR PROGRESS
Follow your updates and results as we work through each dispute round.
Choose the Plan That Fits You Best
We make credit restoration simple, flexible, and affordable.
Select the plan that works for your situation
Choose the Plan That Fits You Best
We make credit restoration simple, flexible, and affordable. Select the plan that works for your situation and get started today.
Basic – 6 Month Plan
$99/month
1 Bureau (Equifax)
Dispute Rounds
Personalized Strategy
SmartCredit Monitoring
MOST POPULAR
PREMIUM Plan
One-Time Payment: $899
All 3 Bureaus (Equifax, Experian & TransUnion)
Dispute Rounds
Personalized Strategy
SmartCredit Monitoring
Discounted Flat Rate
Couples Plan
One-Time Payment: $1299.99
Both Clients Across All 3 Bureaus
Dispute Rounds
Personalized Strategy
SmartCredit Monitoring
Best for Couples
Basic – 6 Month Plan
$99/month
1 Bureau (Equifax)
Dispute Rounds
Personalized Strategy
SmartCredit Monitoring
MOST POPULAR
PREMIUM Plan
One Time Payment: $899
All 3 Bureaus (Equifax, Experian & TransUnion)
Dispute Rounds
Personalized Strategy
SmartCredit Monitoring
Discounted Flat Rate
Couples Plan
One Time Payment: $1299.99
Both Clients Across All 3 Bureaus
Dispute Rounds
Personalized Strategy
SmartCredit Monitoring
Best for Couples
TESTIMONIALS
Client Success Stories
Client Success Stories
MEET THE FOUNDER
I Didn’t Just Learn Credit. I Lived the Comeback.
Born in Germany, my journey has been anything but easy. I’ve overcome domestic violence, major setbacks, and seasons where I lost everything I had — and had to build my life back from the ground up.
Not once. Not twice. Three times.
Those experiences completely changed the way I look at money, credit, ownership, and financial freedom.
One of the people I’ll never forget is my mentor, Chris, a retired military professional with extensive experience in taxes and credit. He taught me the knowledge and strategies that helped shape the work I do today.
But my experience goes far beyond credit.
Over the years, I’ve worked in industries ranging from real estate and automotive sales to jewelry and telecommunications. I’ve also built relationships with realtors, lenders, and other professionals who help people move toward homeownership, reliable transportation, and entrepreneurship.
Today, I’ve had the opportunity to help hundreds of people work toward stronger credit, start businesses, purchase vehicles, and prepare for homeownership.
That’s why Star Credit means so much more to me than a business.
I know what it feels like to have to start over. I also know what can happen when you’re given the knowledge, strategy, and opportunity to rebuild.
I love what I do because every client represents another opportunity to help someone create their own comeback.
— Zivia Hodge, Founder of Star Credit
MEET THE FOUNDER
I Didn’t Just Learn Credit. I Lived the Comeback.
Born in Germany, my journey has been anything but easy. I’ve overcome domestic violence, major setbacks, and seasons where I lost everything I had — and had to build my life back from the ground up.
Not once. Not twice. Three times.
Those experiences completely changed the way I look at money, credit, ownership, and financial freedom.
One of the people I’ll never forget is my mentor, Chris, a retired military professional with extensive experience in taxes and credit. He taught me the knowledge and strategies that helped shape the work I do today.
But my experience goes far beyond credit.
Over the years, I’ve worked in industries ranging from real estate and automotive sales to jewelry and telecommunications. I’ve also built relationships with realtors, lenders, and other professionals who help people move toward homeownership, reliable transportation, and entrepreneurship.
Today, I’ve had the opportunity to help hundreds of people work toward stronger credit, start businesses, purchase vehicles, and prepare for homeownership.
That’s why Star Credit means so much more to me than a business.
I know what it feels like to have to start over. I also know what can happen when you’re given the knowledge, strategy, and opportunity to rebuild.
I love what I do because every client represents another opportunity to help someone create their own comeback.
— Zivia Hodge, Founder of Star Credit
STILL NOT SURE?
Frequently Asked Questions
Do I Need a Consultation?
Consultations are optional and not required. After enrolling, you will receive onboarding instructions, and communication will take place through email and the client portal. You will only receive a consultation call if you have booked one.
How Long Does It Take to See Results?
Most clients start seeing noticeable improvements within 30 to 45 days. The actual timeline depends on the number and severity of negative items on your credit report. Results may vary, but we begin working on your file right away to get you on track as soon as possible.
What Items Can Be Removed?
We focus on disputing closed and negative accounts—such as collections, charge-offs, late payments, and more. Our goal is to clean up your report and increase your score using the protection of consumer laws.
How Can I Improve My Score?
Improving your credit begins with taking action. We help by removing negative items and guiding you in adding positive lines. Join us today and let’s start building a stronger credit profile together!
Where Can I View My Credit Reports? Is There a Cost?
We recommend using Credit Hero Score, which provides access to all three credit reports (Experian, Equifax, and TransUnion) in one platform. Credit monitoring is a separate service, and it is not included in your Star Credit service fee. Credit Hero Score requires a separate subscription to keep your reports updated. Through our affiliate link, the subscription is approximately $29/month. Keeping your Credit Hero Score subscription active is required so we can monitor your reports and send timely dispute rounds.
How Long Does Credit Repair Take?
Results vary by individual. Many clients begin seeing noticeable changes within 30–45 days, while some cases may take longer.
When Can I Expect to See Results?
Many clients begin seeing changes within 30–45 days, while more significant changes may take longer depending on their specific credit situation.
How Do I Get Started?
Getting started is simple. Choose the plan that fits your needs and complete your enrollment. You’ll then receive your onboarding instructions and next steps. If you’d like additional guidance before enrolling, you can also book a consultation.
Take Control of Your Credit Today!
STILL NOT SURE?
Frequently Asked Questions
Do I Need a Consultation?
Consultations are optional and not required. After enrolling, you will receive onboarding instructions, and communication will take place through email and the client portal. You will only receive a consultation call if you have booked one.
How Long Does It Take to See Results?
Most clients start seeing noticeable improvements within 30 to 45 days. The actual timeline depends on the number and severity of negative items on your credit report. Results may vary, but we begin working on your file right away to get you on track as soon as possible.
What Items Can Be Removed?
We focus on disputing closed and negative accounts—such as collections, charge-offs, late payments, and more. Our goal is to clean up your report and increase your score using the protection of consumer laws.
How Can I Improve My Score?
Improving your credit begins with taking action. We help by removing negative items and guiding you in adding positive lines. Join us today and let’s start building a stronger credit profile together!
Where Can I View My Credit Reports? Is There a Cost?
We recommend using Credit Hero Score, which provides access to all three credit reports (Experian, Equifax, and TransUnion) in one platform. Credit monitoring is a separate service, and it is not included in your Star Credit service fee. Credit Hero Score requires a separate subscription to keep your reports updated. Through our affiliate link, the subscription is approximately $29/month. Keeping your Credit Hero Score subscription active is required so we can monitor your reports and send timely dispute rounds.
How Long Does Credit Repair Take?
Results vary by individual. Many clients begin seeing noticeable changes within 30–45 days, while some cases may take longer.
When Can I Expect to See Results?
Many clients begin seeing changes within 30–45 days, while more significant changes may take longer depending on their specific credit situation.
How Do I Get Started?
Getting started is simple. Choose the plan that fits your needs and complete your enrollment. You’ll then receive your onboarding instructions and next steps. If you’d like additional guidance before enrolling, you can also book a consultation.
Take Control of Your Credit Today!
CREDIT COACHING
© 2026 STAR Credit Coaching. Results vary. Credit repair services are subject to the federal Credit Repair Organizations Act (CROA) guidelines.
